Private credit infrastructure

Two sides of private credit. One ledger.

Borderless opens specialist private credit to investors, and gives originators a better way to fund it.

Access
$1–50m
New opportunities. New funding paths.
Visibility
Loan-level
A clearer view of the assets underneath.
Efficiency
Real time
Capital and receivables settle against one record.

Three outcomes. One connected platform.

What changes when private credit runs on Borderless.

Broader access

More opportunities on both sides.

Credit infrastructure starts at scale, so emerging originators sit under the floor and specialist credit stays out of reach.

OriginatorsStart with a right-sized facility and expand capital access as the loan book establishes a track record.

InvestorsDiversify beyond mainstream property and corporate lending, including short-duration asset-backed opportunities.

Clearer visibility

Know what sits underneath.

One connected record links the investment to the underlying receivables.

Layer 01 Investor The investment and its performance. NAV · real-time
Layer 02 Fund Where capital is allocated. Units ↔ facilities
Layer 03 Facility The originator’s funded loan book. Live covenants · T+0
Layer 04 Receivable The underlying asset and its repayment. Data core · one record

Illustrative of the platform’s design. Not a live facility.

OriginatorsView loan-book performance without rebuilding reports for every stakeholder.

InvestorsLook through to the assets, performance and protections beneath the investment.

Capital partnersAssess an established history when stepping into a refinancing.

Greater efficiency

More capital working. Less work around it.

Borderless reduces the manual steps around funding, settlement and reporting, helping capital move more efficiently.

OriginatorsReduce cash drag and the treasury, reconciliation and reporting burden.

InvestorsDeploy and receive capital more efficiently, with settlement in real time.

Built to stay

Capital can change. The operating layer doesn’t.

Facilities run from A$1 million to A$50 million. If an originator later refinances, Borderless can remain in place, preserving the operating history, loan-level information and reporting environment.

The result is a cleaner transition for the originator and a clearer starting point for the incoming capital partner.